Mobile European citizens including workers, students, holiday-home owners, tourists and retirees living abroad will be among those who will benefit from a new direct debit scheme.
The European Payments Council (EPC), the coordination and decision-making body of the European banking industry in relation to payments, has unveiled the SEPA Core Direct Debit Scheme. For the first time ever, customers are now able to set up cross-border euro direct debit payments in 32 countries across Europe.
SEPA will empower 490 million citizens to rely on one home bank account and one bank card when making payments for all domestic and cross-border euro payments within and across the 27 EU member states, as well as Iceland, Liechtenstein, Norway, Switzerland and Monaco. This will be coupled with more highly competitive services on offer by banks. Whether you're renting a holiday home in France or buying food supplies from Norway for your restaurant, the new changes are good news for any European citizens whose lives are found at least partially outside of one country.
Almost three-quarters (70%) of all banks that deal with Single Euro Payments Area (SEPA) have already signed up to the schemes, with the remainder to join over the next 12 months. All branches of banks in the euro area must be reachable for SEPA Core Direct Debit by the 1st of November 2010 as mandated by the EU Regulation on cross-border payments.
For more information visit www.europeanpaymentscouncil.eu
New research from Orange has found that, despite the impact of the recession, entrepreneurialism is alive and well across Britain. However money and commercial success are not the primary drivers behind entrepreneurs starting their own business.
The research suggests that in future measures of business success may need to be widened to incorporate founding objectives, such as a better work life balance, due to the motivations of today's entrepreneurs.
The research was commissioned as part of the Orange Entreprenation Report, which examines the profile, location and key drivers behind entrepreneurialism in Great Britain.
For more information go to:
newsroom.orange.co.uk/2010/04/14/britain-s-next-generation-of-entrepreneurs-in-pursuit-of-happiness-not-profit/
New research from Orange has found that, despite the impact of the recession, entrepreneurialism is alive and well across Britain. However money and commercial success are not the primary drivers behind entrepreneurs starting their own business.
The research suggests that in future measures of business success may need to be widened to incorporate founding objectives, such as a better work life balance, due to the motivations of today's entrepreneurs.
The research was commissioned as part of the Orange Entreprenation Report, which examines the profile, location and key drivers behind entrepreneurialism in Great Britain.
For more information go to:
newsroom.orange.co.uk/2010/04/14/britain-s-next-generation-of-entrepreneurs-in-pursuit-of-happiness-not-profit/
Mobile European citizens including workers, students, holiday-home owners, tourists and retirees living abroad will be among those who will benefit from a new direct debit scheme.
The European Payments Council (EPC), the coordination and decision-making body of the European banking industry in relation to payments, has unveiled the SEPA Core Direct Debit Scheme. For the first time ever, customers are now able to set up cross-border euro direct debit payments in 32 countries across Europe.
SEPA will empower 490 million citizens to rely on one home bank account and one bank card when making payments for all domestic and cross-border euro payments within and across the 27 EU member states, as well as Iceland, Liechtenstein, Norway, Switzerland and Monaco. This will be coupled with more highly competitive services on offer by banks. Whether you're renting a holiday home in France or buying food supplies from Norway for your restaurant, the new changes are good news for any European citizens whose lives are found at least partially outside of one country.
Almost three-quarters (70%) of all banks that deal with Single Euro Payments Area (SEPA) have already signed up to the schemes, with the remainder to join over the next 12 months. All branches of banks in the euro area must be reachable for SEPA Core Direct Debit by the 1st of November 2010 as mandated by the EU Regulation on cross-border payments.
For more information visit www.europeanpaymentscouncil.eu
How to make a PPI Claim (Payment Protection Insurance)
Watch this HowTo.tv video to see if you're eligible for money back
Have you taken out a loan or credit card from a bank or building society?
Are you one of the 2 million people who have been sold insurance they don't need and can't use?
You may have been recommended to take out something called Payment Protection Insurance (PPI). It helps borrowers to meet the repayments of a loan if they are unable to keep up repayments due to accident, sickness or unemployment.
This works in theory, but in practice many people have had their claims turned down due to policy clauses and exclusions. The Office of Fair Trading estimates that there are around 20 million policies currently in force, with as many as 7.5 million further policies being sold every year. The profit the industry makes each year from the sale of PPI policies is estimated to be £5 billion.
The Financial Services Authority (FSA) have fined a number of High Street Banks and Building Societies for Mis-selling PPI which means you may now claim back the payments you have made.
In the following video, an expert from Belmont Thornton explains who is eligible to apply for money back.
For more information visit www.ppiclaimcompany.co.uk
The Final Podcast in a series of three investigating expanding area of Mobile technology in internet advertising. Opinions are taken from delegates at last years IAB 2008 Conference – go to www.iabuk.net for more information.
, the coordination and decision-making body of the European banking industry in relation to payments, has unveiled the SEPA Core Direct Debit Scheme. For the first time ever, customers are now able to set up cross-border euro direct debit payments in 32 countries across Europe.
SEPA will empower 490 million citizens to rely on one home bank account and one bank card when making payments for all domestic and cross-border euro payments within and across the 27 EU member states, as well as Iceland, Liechtenstein, Norway, Switzerland and Monaco. This will be coupled with more highly competitive services on offer by banks. Whether you're renting a holiday home in France or buying food supplies from Norway for your restaurant, the new changes are good news for any European citizens whose lives are found at least partially outside of one country.
Almost three-quarters (70%) of all banks that deal with Single Euro Payments Area (SEPA) have already signed up to the schemes, with the remainder to join over the next 12 months. All branches of banks in the euro area must be reachable for SEPA Core Direct Debit by the 1st of November 2010 as mandated by the EU Regulation on cross-border payments.
For more information visit www.europeanpaymentscouncil.eu
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